Rideshare Accident

Public Utilities Code 5433 requires a one-million-dollar primary policy once a rideshare driver has accepted a request until the ride is complete, and a sixty-thousand / three-hundred-thousand uninsured-motorist policy while a passenger is in the vehicle. While a driver only has the app open and is waiting for a match, the statutory floor is fifty / one hundred / thirty, plus excess coverage of at least two hundred thousand dollars. Getting the period wrong is how people spend the first month talking to the wrong insurer. The rideshare guide walks through the official periods and the CPUC summary page.